Terms of Service

Last updated: February 1, 2026

1. Acceptance of Terms

By accessing and using UKTaxRates.com (the "Website"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website.

2. Description of Service

UKTaxRates.com provides free reference information about UK income tax rates, National Insurance rates, and related tax information ("Service"). The Website is intended for informational purposes only.

3. Use of the Website

3.1 Permitted Use

You may use the Website for:

• Personal, non-commercial reference purposes
• Educational purposes
• Viewing and browsing content
• Sharing links to the Website (with proper attribution)

3.2 Prohibited Use

You may NOT:

• Copy, reproduce, or redistribute substantial portions of our content without permission
• Use automated systems (bots, scrapers) to access the Website
• Attempt to hack, disrupt, or compromise the Website's security
• Use the Website for any illegal or unauthorized purpose
• Remove or alter any copyright notices or attribution
• Frame or embed the Website without permission

4. Intellectual Property

The Website and its original content, features, and functionality are owned by UKTaxRates.com and are protected by international copyright, trademark, and other intellectual property laws.

Tax rate data is sourced from publicly available government sources (HMRC, gov.uk) and is presented for reference purposes.

5. Disclaimer of Warranties

We make no representations or warranties of any kind, express or implied, about:

• The accuracy, completeness, or reliability of the information
• The suitability of the information for your specific circumstances
• The Website's availability or that it will be error-free

THE WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

6. Limitation of Liability

To the fullest extent permitted by law, UKTaxRates.com and its operators shall not be liable for:

• Any errors or omissions in the content
• Any financial losses or tax liabilities resulting from use of the information
• Any direct, indirect, incidental, consequential, or punitive damages
• Any losses arising from reliance on the information provided

7. No Financial or Tax Advice

We are NOT:

• Qualified tax advisors or accountants
• Regulated by the Financial Conduct Authority (FCA)
• Providing personalized financial advice

You should always:

• Consult a qualified accountant or tax advisor for advice specific to your situation
• Verify all information with official sources (HMRC, gov.uk)
• Not rely solely on this Website for tax planning or financial decisions

8. Accuracy of Information

While we strive to keep information accurate and up-to-date:

• Tax rates and legislation can change at any time
• There may be delays in updating information after government announcements
• We cannot guarantee the information is always current or error-free

Always verify critical tax information with official government sources.

9. Third-Party Links

The Website may contain links to third-party websites (such as gov.uk, HMRC, Google). We are not responsible for:

• The content, accuracy, or practices of third-party websites
• Any transactions or interactions with third parties
• Privacy policies of external websites

We recommend reviewing the terms and privacy policies of any third-party websites you visit.

10. Affiliate Links

The Website may contain affiliate links to third-party services (accounting software, financial advisors). If you click these links and make a purchase or sign up, we may receive a commission at no additional cost to you.

Our affiliate relationships do not influence the tax information we provide, which is based solely on official government sources.

11. Advertising

We use Google AdSense to display advertisements on the Website. Advertisers may use cookies and tracking technologies. We do not control or endorse the content of third-party advertisements.

12. User Conduct

You agree to use the Website in a manner consistent with all applicable laws and regulations. You will not:

• Harass, threaten, or harm others
• Transmit spam, viruses, or malicious code
• Impersonate any person or entity
• Violate any intellectual property rights

13. Privacy

Your use of the Website is also governed by our Privacy Policy and Cookie Policy. Please review these policies to understand how we collect, use, and protect your information.

14. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Website with an updated "Last updated" date.

Your continued use of the Website after changes constitutes acceptance of the modified Terms.

15. Termination

We reserve the right to terminate or suspend your access to the Website at any time, without notice, for:

• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Any other reason at our sole discretion

16. Indemnification

You agree to indemnify and hold harmless UKTaxRates.com and its operators from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of another party

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or use of the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

18. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and UKTaxRates.com regarding use of the Website.

20. Contact Information

If you have any questions about these Terms, please contact us:

• Email: hello@uktaxrates.com
• Website: https://uktaxrates.com

21. Acknowledgment

By using UKTaxRates.com, you acknowledge that:

• You have read and understood these Terms
• You agree to be bound by these Terms
• The information is for reference only and not professional advice
• You will verify important tax information with official sources
• You will consult qualified professionals for tax advice

These Terms of Service are effective as of February 1, 2026.